Service Type Fees Best for Description Supported Locations Excluded Locations
Stripe Payment processor ~1.5% per transaction E-commerce, SaaS, international payments Facilitates secure electronic transactions, processing credit card, debit card, and digital payments for businesses. Acts as an intermediary between banks. Most countries globally. Afghanistan, North Korea, Syria, Iran.
LemonSqueezy Merchant of record ~5% per transaction SaaS, subscriptions, digital products Handles customer payments, financial, legal, and compliance aspects of transactions. Especially suited for SaaS businesses. Major regions including US, EU. Limited support in some emerging markets. None
PayProGlobal Merchant of record ~5% per transaction SaaS, digital services Provides comprehensive payment processing, compliance handling, and management of VAT/GST for SaaS and digital businesses. North America, Europe, and APAC. Excludes some African and Middle Eastern regions. None
PayPal Payment processor ~2.9% + fixed fee Freelancers, small businesses, E-commerce Popular online payment system for processing credit cards, debit cards, and online payments worldwide. 200+ countries globally. Limited in some high-risk markets. None
Square Payment processor ~2.6% + fixed fee Retail, in-person payments, E-commerce Offers payment processing services along with POS systems for physical and digital transactions. Primarily supports the US, Canada, Japan, Australia, and the UK. Limited in other regions. None
Paddle Merchant of record ~5% per transaction SaaS, digital products, global businesses Manages payments, taxes, and compliance for SaaS companies, ensuring simplified financial management for digital products. Global transactions. Some countries with strict financial regulations
Adyen Payment processor ~1.5% per transaction Large international businesses, E-commerce Global payments platform that processes credit cards, mobile payments, and digital wallets. Allows for advanced fraud detection and multiple currencies. Supports 100+ countries globally. North Korea, Syria, other high-risk areas.
FastSpring Merchant of record ~4-5% per transaction SaaS, digital products, subscription services Offers complete payment management including subscription billing, tax handling, and compliance for SaaS and digital businesses. Global markets, excluding certain high-risk regions. None
Braintree Payment processor ~2.9% + fixed fee E-commerce, large businesses PayPal subsidiary providing credit card, PayPal, and digital wallet payments. Offers a wide range of options for payment integration. Supports global transactions, including the US, EU, and APAC. Restricted regions
2Checkout Merchant of record ~4-5% per transaction SaaS, digital services Provides payment processing, tax compliance, subscription management, and global payment support for digital businesses. Supports 200+ countries globally. Regions under financial sanctions